It’s a terrific start to the first Financial Peace University class for 2018 as we kicked off this week with the Super Saving lesson. We learned about the importance of saving money, where, when and how to save, and the wonders of compound interest. A wonderful example of saving and investing is the Ben and Arthur saving model. In here we learned how two teenagers will retire as millionaires with different fortunes based on when they started, and how much they put in.
This lesson also introduces the 7 baby steps, of which saving is baby step 1 and also baby step 3. Hu? Yes, there are two distinct savings events when you are working the Dave Ramsey principals for getting out of debt and growing wealth.
Baby Step 1 – Save $1000 for a starter emergency fund
Baby Step 2 – Run the debt snowball paying off debts smallest balance to largest balance. Details for how this works in a later blog.
Baby Step 3 – Build on the starter emergency fund by saving 3 – 6 months worth of expenses in a money market account. This is not an investment, its insurance: insurance against Mr. Murphy and family. Therefore we do not worry about earning big interest on this – it just sits there near to hand and only used for a major financial emergency.
Biblical Finance is once again being taught at the Warrenton Church of Christ starting March 11th at 2:30 in the Fellowship Hall for 9 weeks.
Yes folks we rescheduled it after a slow start to the year with the postponement of January’s class.
So if you are wondering if this course is for you, take a look at these next questions and see if you know the answers. If not, you should come walk with us to financial peace.
- How do I stop living paycheck to paycheck?
- Why do I need an emergency fund when I have good credit?
- How big an emergency fund should I have?
- Everyone has debt, so why is that a bad thing?
- Do I need life insurance?
- Which is best, whole life or term life insurance?
- How much should I save for retirement?
- Should I invest in shares or mutual funds in my retirement account?
- What’s the fastest proven way to pay off debt?
- Why should I pay off my mortgage?
These questions touch on just some of the topics we cover in the course. The cost is $109 for your membership kit. You need one membership kit per family. If you need help financially, scholarships are available – just ask. You can sign up at the church on the back table in the auditorium, send an email to the church office or email firstname.lastname@example.org. Or just show up on March the 11th and we’ll get you started.
See you there folks.
Unfortunately we are postponing the January 21st offering of Dave Ramsey’s Financial Peace University until spring.
This decision was made due to such low interest at this time.
There is a signup sheet on the table at the back of the WCoC auditorium for anyone who is interested in attending the class in the spring. Once we have a few people signed up we will go ahead and schedule a class. So if you are wishing to attend this wonderful class about handling money God’s way, please be sure to sign up on that sheet: we would love to run another class and share this amazingly simple and practical method for taking control of yours, your children and even your grandchildren’s future.
You can also email Neil Smith to register your interest in attending Financial Peace University in the spring.
As an idea for a new service for 2018 we have just added a Twitter account to the technology services offering. This is currently an experimental offering, but if there is any interest we may be able to make it permanent.
And a Twitter account is what exactly?
If you’re not sure what that is, or what it does, it’s a service that allows the church to push out brief informational notes, known as “Tweets” to anyone who is following the @mywcoc Twitter account.
There is a 280 character limit in a Tweet, recently doubled from 140. When twitter was first established they used SMS text messages to carry the tweets which had a 160 character limit. Twitter reserved 20 characters for the user name, hence the original 140 characters.
This is an ideal medium for getting messages out quickly to our church family. Any member following the church twitter account @mywcoc will receive tweets. So imagine if there was an urgent pray request, or perhaps no services due to snow – what a great way to let everyone know. What’s more its all free and there are Apps (of course) for iPhone and Android, so you can receive tweets on your mobile devices.
If you already follow other twitter accounts, then follow the Warrenton Church of Christ twitter account @mywcoc using your existing Twitter app.
Happy new year everyone.
We hope you have a safe, wonderful and enjoyable 2018 filled with many blessings. To help you in that endeavor, we are pleased to announce that Dave Ramsey’s Financial Peace University class is being offered by WCoC for the third time, in the Fellowship Hall starting January 21st at 2:30 PM. This is a nine week course that could change your life and your future.
If you have some financial goals for 2018, then this course will certainly be a great start to getting on track for meeting them. Many members of this church, and also folks from the community have already joined us to study this material.
This class is education, and it’s fun too. The class starts with a video featuring Dave Ramsey where he explains the concept for that week. He’s a great presenter and very entertaining. After the video, we all break out into small groups to perform exercises and discuss the topics discussed in the video and explore how they will help you to financial peace.
We hope to see you there on January 21st. Sign up at Dave Ramsey’s web site, or at the back of the auditorium on Sundays between now and January 21st.
In this week’s sermon, Bob asks “What does Thanksgiving mean to you?”.
“Surely Thanksgiving is more than eating turkey and watching football?” To hear Bob’s thoughts about this wonderful holiday, click on the link below and happy Thanksgiving to you all.
The Glory of Gratitude
In this week’s lesson, Bob continues his theme of living free from worry and helps us find that most precious and illusive state of mind: contentment.
Working from Genesis, Philippians and Timothy, Bob draws on some wonderful scripture that helps us find the secret of being content.
10 I rejoiced greatly in the Lord that at last you renewed your concern for me.Indeed, you were concerned, but you had no opportunity to show it. 11 I am not saying this because I am in need, for I have learned to be content whatever the circumstances. 12 I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. 13 I can do all this through him who gives me strength.
Click here to hear the podcast of Bob’s sermon ‘The Beauty of Contentment”.
Another successful Financial Peace University class completed it’s ninth and final lesson this week.
And we are so excited for everyone who joined us and learned the Dave Ramsey Baby Steps – a framework for financial success that over the last 25 years has proven effective for countless millions of families across the United States and around the world.
We are proud to offer this course to everyone in our church family and in our community. The information this course teaches changes lives, as it has already for our dedicated Fall 2017 class members seen here above. Our thanks to each of you for making this class so much fun to lead. Your enthusiasm, questions, and support for each other was inspiring to see. We wish you every success and a speedy path to Baby Step 7.
Our thanks also goes out to our church Elders, Bill Powell and Eddie Perez for their support and participation in this endeavor: Eddie for being our Co-coordinator and making this class possible in the first place, and to Bill and his wife Fran for being with us throughout the course, offering their support, wisdom, candor, and insight during those critical small group breakout sessions.
We are already planning a January 2018 class and hope to be able to offer this course many more times in the future – God willing. Until then…
Free yourself, like a gazelle from the hand of the hunter,
like a bird from the snare of the fowler.
Proverbs 6:5 – NIV
In this week’s lesson, Bob talks about the things that we worry about: what makes us anxious. He then shows us how Jesus helps us to worry less through scripture. Reading from Matthew and Philippians, Bob gives us some wonderful scriptural tools to think about when we feel anxious about the future.
Matthew 6:25 – 27
25 “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes? 26 Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? 27 Can any one of you by worrying add a single hour to your life?
Philippians 4:4 – 7 (some scripture to live by)
Rejoice in the Lord, I will say it again, Rejoice. 5 Let your gentleness be evident to all. The Lord is near. 6 Do not be anxious about anything, but in every situation, with prayer and petition, with thanksgiving, present your requests to God. 7 And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.
Click on the read more button to listen to this wonderful message.
In this week’s sermon, Bob talks about the history off halloween and why we dress up so as not to be recognized by the spirits. However, we do want to be recognized for our other day to day costume of Christ Jesus – don’t we?
Click here to hear the Audio Podcast version of this sermon.