It’s a terrific start to the first Financial Peace University class for 2018 as we kicked off this week with the Super Saving lesson. We learned about the importance of saving money, where, when and how to save, and the wonders of compound interest. A wonderful example of saving and investing is the Ben and Arthur saving model. In here we learned how two teenagers will retire as millionaires with different fortunes based on when they started, and how much they put in.
This lesson also introduces the 7 baby steps, of which saving is baby step 1 and also baby step 3. Hu? Yes, there are two distinct savings events when you are working the Dave Ramsey principals for getting out of debt and growing wealth.
Baby Step 1 – Save $1000 for a starter emergency fund
Baby Step 2 – Run the debt snowball paying off debts smallest balance to largest balance. Details for how this works in a later blog.
Baby Step 3 – Build on the starter emergency fund by saving 3 – 6 months worth of expenses in a money market account. This is not an investment, its insurance: insurance against Mr. Murphy and family. Therefore we do not worry about earning big interest on this – it just sits there near to hand and only used for a major financial emergency.
Unfortunately we are postponing the January 21st offering of Dave Ramsey’s Financial Peace University until spring.
This decision was made due to such low interest at this time.
There is a signup sheet on the table at the back of the WCoC auditorium for anyone who is interested in attending the class in the spring. Once we have a few people signed up we will go ahead and schedule a class. So if you are wishing to attend this wonderful class about handling money God’s way, please be sure to sign up on that sheet: we would love to run another class and share this amazingly simple and practical method for taking control of yours, your children and even your grandchildren’s future.
You can also email Neil Smith to register your interest in attending Financial Peace University in the spring.
Happy new year everyone.
We hope you have a safe, wonderful and enjoyable 2018 filled with many blessings. To help you in that endeavor, we are pleased to announce that Dave Ramsey’s Financial Peace University class is being offered by WCoC for the third time, in the Fellowship Hall starting January 21st at 2:30 PM. This is a nine week course that could change your life and your future.
If you have some financial goals for 2018, then this course will certainly be a great start to getting on track for meeting them. Many members of this church, and also folks from the community have already joined us to study this material.
This class is education, and it’s fun too. The class starts with a video featuring Dave Ramsey where he explains the concept for that week. He’s a great presenter and very entertaining. After the video, we all break out into small groups to perform exercises and discuss the topics discussed in the video and explore how they will help you to financial peace.
We hope to see you there on January 21st. Sign up at Dave Ramsey’s web site, or at the back of the auditorium on Sundays between now and January 21st.
In this week’s sermon, Bob asks “What does Thanksgiving mean to you?”.
“Surely Thanksgiving is more than eating turkey and watching football?” To hear Bob’s thoughts about this wonderful holiday, click on the link below and happy Thanksgiving to you all.
The Glory of Gratitude
In this week’s lesson, Bob continues his theme of living free from worry and helps us find that most precious and illusive state of mind: contentment.
Working from Genesis, Philippians and Timothy, Bob draws on some wonderful scripture that helps us find the secret of being content.
10 I rejoiced greatly in the Lord that at last you renewed your concern for me.Indeed, you were concerned, but you had no opportunity to show it. 11 I am not saying this because I am in need, for I have learned to be content whatever the circumstances. 12 I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. 13 I can do all this through him who gives me strength.
Click here to hear the podcast of Bob’s sermon ‘The Beauty of Contentment”.
Another successful Financial Peace University class completed it’s ninth and final lesson this week.
And we are so excited for everyone who joined us and learned the Dave Ramsey Baby Steps – a framework for financial success that over the last 25 years has proven effective for countless millions of families across the United States and around the world.
We are proud to offer this course to everyone in our church family and in our community. The information this course teaches changes lives, as it has already for our dedicated Fall 2017 class members seen here above. Our thanks to each of you for making this class so much fun to lead. Your enthusiasm, questions, and support for each other was inspiring to see. We wish you every success and a speedy path to Baby Step 7.
Our thanks also goes out to our church Elders, Bill Powell and Eddie Perez for their support and participation in this endeavor: Eddie for being our Co-coordinator and making this class possible in the first place, and to Bill and his wife Fran for being with us throughout the course, offering their support, wisdom, candor, and insight during those critical small group breakout sessions.
We are already planning a January 2018 class and hope to be able to offer this course many more times in the future – God willing. Until then…
Free yourself, like a gazelle from the hand of the hunter,
like a bird from the snare of the fowler.
Proverbs 6:5 – NIV
In this week’s lesson, Bob talks about the things that we worry about: what makes us anxious. He then shows us how Jesus helps us to worry less through scripture. Reading from Matthew and Philippians, Bob gives us some wonderful scriptural tools to think about when we feel anxious about the future.
Matthew 6:25 – 27
25 “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes? 26 Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? 27 Can any one of you by worrying add a single hour to your life?
Philippians 4:4 – 7 (some scripture to live by)
Rejoice in the Lord, I will say it again, Rejoice. 5 Let your gentleness be evident to all. The Lord is near. 6 Do not be anxious about anything, but in every situation, with prayer and petition, with thanksgiving, present your requests to God. 7 And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.
Click on the read more button to listen to this wonderful message.
In this week’s sermon, Bob talks about the history off halloween and why we dress up so as not to be recognized by the spirits. However, we do want to be recognized for our other day to day costume of Christ Jesus – don’t we?
Click here to hear the Audio Podcast version of this sermon.
In this week’s sermon, Bob teaches how to be good disciples:
“Love how your Father loves.” Bob Kolodner, 2017-09-10
“You have heard that it was said, ‘Love your neighbor
and hate your enemy.’ 44 But I tell you: Love your enemies
and pray for those who persecute you, 45 that you may be
sons of your Father in heaven. He causes his sun to rise on
the evil and the good, and sends rain on the righteous and
the unrighteous. 46 If you love those who love you, what
reward will you get? Are not even the tax collectors doing
that? 47 And if you greet only your brothers, what are you doing more than others? Do not even pagans do that?
48 Be perfect, therefore, as your heavenly Father is perfect.
In this week’s lesson, Bob talks about Labor day, collaboration, and the Tabernacle (a model of which you can see to the left).
Reading from Exodus and John, Bob brings the story of the building of the Tabernacle to life: describing how the people worked together under Moses’ direction of God’s commands.
Exodus 25: Offerings for the Tabernacle
The Lord said to Moses, 2 “Tell the Israelites to bring me an offering. You are to receive the offering for me from everyone whose heart prompts them to give.3 These are the offerings you are to receive from them: gold, silver and bronze;4 blue, purple and scarlet yarn and fine linen; goat hair; 5 ram skins dyed red and another type of durable leather; acacia wood; 6 olive oil for the light; spices for the anointing oil and for the fragrant incense; 7 and onyx stones and other gems to be mounted on the ephod and breastpiece.
8 “Then have them make a sanctuary for me, and I will dwell among them. 9 Make this tabernacle and all its furnishings exactly like the pattern I will show you.