It’s a terrific start to the first Financial Peace University class for 2018 as we kicked off this week with the Super Saving lesson. We learned about the importance of saving money, where, when and how to save, and the wonders of compound interest. A wonderful example of saving and investing is the Ben and Arthur saving model. In here we learned how two teenagers will retire as millionaires with different fortunes based on when they started, and how much they put in.
This lesson also introduces the 7 baby steps, of which saving is baby step 1 and also baby step 3. Hu? Yes, there are two distinct savings events when you are working the Dave Ramsey principals for getting out of debt and growing wealth.
Baby Step 1 – Save $1000 for a starter emergency fund
Baby Step 2 – Run the debt snowball paying off debts smallest balance to largest balance. Details for how this works in a later blog.
Baby Step 3 – Build on the starter emergency fund by saving 3 – 6 months worth of expenses in a money market account. This is not an investment, its insurance: insurance against Mr. Murphy and family. Therefore we do not worry about earning big interest on this – it just sits there near to hand and only used for a major financial emergency.
Biblical Finance is once again being taught at the Warrenton Church of Christ starting March 11th at 2:30 in the Fellowship Hall for 9 weeks.
Yes folks we rescheduled it after a slow start to the year with the postponement of January’s class.
So if you are wondering if this course is for you, take a look at these next questions and see if you know the answers. If not, you should come walk with us to financial peace.
- How do I stop living paycheck to paycheck?
- Why do I need an emergency fund when I have good credit?
- How big an emergency fund should I have?
- Everyone has debt, so why is that a bad thing?
- Do I need life insurance?
- Which is best, whole life or term life insurance?
- How much should I save for retirement?
- Should I invest in shares or mutual funds in my retirement account?
- What’s the fastest proven way to pay off debt?
- Why should I pay off my mortgage?
These questions touch on just some of the topics we cover in the course. The cost is $109 for your membership kit. You need one membership kit per family. If you need help financially, scholarships are available – just ask. You can sign up at the church on the back table in the auditorium, send an email to the church office or email firstname.lastname@example.org. Or just show up on March the 11th and we’ll get you started.
See you there folks.
As an idea for a new service for 2018 we have just added a Twitter account to the technology services offering. This is currently an experimental offering, but if there is any interest we may be able to make it permanent.
And a Twitter account is what exactly?
If you’re not sure what that is, or what it does, it’s a service that allows the church to push out brief informational notes, known as “Tweets” to anyone who is following the @mywcoc Twitter account.
There is a 280 character limit in a Tweet, recently doubled from 140. When twitter was first established they used SMS text messages to carry the tweets which had a 160 character limit. Twitter reserved 20 characters for the user name, hence the original 140 characters.
This is an ideal medium for getting messages out quickly to our church family. Any member following the church twitter account @mywcoc will receive tweets. So imagine if there was an urgent pray request, or perhaps no services due to snow – what a great way to let everyone know. What’s more its all free and there are Apps (of course) for iPhone and Android, so you can receive tweets on your mobile devices.
If you already follow other twitter accounts, then follow the Warrenton Church of Christ twitter account @mywcoc using your existing Twitter app.
Happy new year everyone.
We hope you have a safe, wonderful and enjoyable 2018 filled with many blessings. To help you in that endeavor, we are pleased to announce that Dave Ramsey’s Financial Peace University class is being offered by WCoC for the third time, in the Fellowship Hall starting January 21st at 2:30 PM. This is a nine week course that could change your life and your future.
If you have some financial goals for 2018, then this course will certainly be a great start to getting on track for meeting them. Many members of this church, and also folks from the community have already joined us to study this material.
This class is education, and it’s fun too. The class starts with a video featuring Dave Ramsey where he explains the concept for that week. He’s a great presenter and very entertaining. After the video, we all break out into small groups to perform exercises and discuss the topics discussed in the video and explore how they will help you to financial peace.
We hope to see you there on January 21st. Sign up at Dave Ramsey’s web site, or at the back of the auditorium on Sundays between now and January 21st.
Another successful Financial Peace University class completed it’s ninth and final lesson this week.
And we are so excited for everyone who joined us and learned the Dave Ramsey Baby Steps – a framework for financial success that over the last 25 years has proven effective for countless millions of families across the United States and around the world.
We are proud to offer this course to everyone in our church family and in our community. The information this course teaches changes lives, as it has already for our dedicated Fall 2017 class members seen here above. Our thanks to each of you for making this class so much fun to lead. Your enthusiasm, questions, and support for each other was inspiring to see. We wish you every success and a speedy path to Baby Step 7.
Our thanks also goes out to our church Elders, Bill Powell and Eddie Perez for their support and participation in this endeavor: Eddie for being our Co-coordinator and making this class possible in the first place, and to Bill and his wife Fran for being with us throughout the course, offering their support, wisdom, candor, and insight during those critical small group breakout sessions.
We are already planning a January 2018 class and hope to be able to offer this course many more times in the future – God willing. Until then…
Free yourself, like a gazelle from the hand of the hunter,
like a bird from the snare of the fowler.
Proverbs 6:5 – NIV
In this week’s sermon, Bob teaches how to be good disciples:
“Love how your Father loves.” Bob Kolodner, 2017-09-10
“You have heard that it was said, ‘Love your neighbor
and hate your enemy.’ 44 But I tell you: Love your enemies
and pray for those who persecute you, 45 that you may be
sons of your Father in heaven. He causes his sun to rise on
the evil and the good, and sends rain on the righteous and
the unrighteous. 46 If you love those who love you, what
reward will you get? Are not even the tax collectors doing
that? 47 And if you greet only your brothers, what are you doing more than others? Do not even pagans do that?
48 Be perfect, therefore, as your heavenly Father is perfect.
Brothers and Sisters, please welcome Jon Mullican from Hope Network, a Texas based organization whose mission is to help guide churches and mentor ministers based upon assessments of a church’s mission and goals.
And it has been a most uplifting and rewarding weekend working with Jon and taking a close look at our Church. Over the last couple of days Jon has been meeting with Bob K, the Elders and members of the congregation to help us understand what are the core strength of our Church.
After today’s service [Sunday 20th August], we [the congregation] met with Jon and through a series of breakout small groups, we thought about questions Jon asked us to discuss: questions design to reveal how God works through the congregation and what are our greatest strengths. This was a well attended event and it really was a wonderful and rewarding afternoon.
The results were very up-lifting. Jon presented at the end of the meeting by asking us about the answers we discussed in the small groups. As it turns out, Warrenton Church of Christ’s greatest strengths are as follows:
- Fellowship – a strong sense of community and connectivity within the church membership
- Family / Genuine / Authenticity – an overall sense that this church really cares about its members like true family: according to Jon this is a rare and special quality.
- Pastor Bob – a huge asset to the Church, Church Family, and surrounding community as a mentor, spiritual guide, teacher, and counselor: willing to help whoever he can in whatever way he can. Amen.
- Love : Acceptance – a sincere love and acceptance of folks from all walks of life in this church – no one feels they do not belong to this family.
- Connected – a true sense of community within the membership – like real family.
- Spiritual Depth – a sense of true spiritual depth within the family, nothing superficial or fake.
Our thanks to Jon for his perspective, guidance and encouragement this weekend. Sometimes it’s important to stop, step back and ask ourselves “what’s right?”, rather than “what’s wrong?”. Jon’s visit has definitely helped us to refocus on what is good, unique and special about this church and the wonderful fellowship we share with each other through Christ Jesus. He has helped remind us that the Warrenton Church of Christ truly is fellowship, family, and love. Safe travels dear brother: your new friends here at Warrenton wish you continued success in your mission.
Yes indeed folks, Dave Ramsey’s Financial Peace University course is coming again to the WCoC. This is a nine week course that teaches you how to save money, get out of debt permanently, grow your financial strength, plan for the future, plan for a dignified retirement, grow wealthy over the course of your life and give like no one else. In short you will learn how to handle money the way God intended, using principles that have been taken directly from scripture.
This class is for anyone and everyone. You don’t have to be broke or in debt to get something life changing from this class. No, you just need a desire to live a better life with less stress over money. Ask your brothers and sisters in the church who have already been through the class.
To register is easy. Just email the church office and let them know you will be attending. The cost of the course is $102 per family. This includes your lifetime membership to the university, and the cost of the membership kit. You can order your kit directly from the Dave Ramsey web site, but we recommend you simply make a check out to the church for $102.30 and we’ll do the rest for you.
Sunday May 21st – Warrenton Church of Christ celebrates the completion of our first Financial Peace University course
Above: Click on this image to download the high resolution version
Yes brothers and sisters, it was our joy and privilege to graduate the very first Financial Peace University class offered by the Warrenton Church of Christ. Seen above are our newly graduated spring class of 2017 and we are so proud of each of them. This was a nine week long course that teaches us how to manage money God’s way: and boy is that an awesome concept in today’s world. In this class we learned how to save for emergencies, eliminate debt from our lives permanently (the borrower is slave to the lender), take out the right kind of insurance to protect our families, save for our kid’s collage, build wealth for retirement and ultimately how to give generously and be an excellent steward with God’s money. As Dave Ramsey puts it, you will learn how to live like no one else, so later you can live, and give, like no one else.
On this last day we all watched one of the most powerful lessons in the course. Titled “The Great Misunderstanding”, Dave illustrates how we are but stewards of God’s money. We don’t own it, because everything belongs to God, so it’s up to us to do right with that which God entrusts us. After the class video finished, the room was silent for some moments as we all tried to absorb the powerful message Dave had just delivered. It was awesome and like this entire course – potentially life changing. We wrapped up the day with the certificate presentations, some cake and sparkling Cider. It has been a wonderful experience as we have seen the class members grow, learn, encourage each other and share their experiences and excitement for the future now that they know the path to financial peace.
We plan to offer this class again in the fall, so if you missed enrollment this time, be sure to join us for the next WCOC offering of Financial Peace University. God bless you all.
It was a big turnout for the little one’s as the preschoolers performed the Christmas story for family, friends and relatives in the Warrenton Church of Christ main auditorium. The little ones had so much fun and the grownups got to overdose on abundant cuteness.
After a wonderful performance, the cast closed out the play with some Christmas carols and then were joined by former preschool students to sing one final song together.
After the play, everyone gathered in the Fellowship hall for a party where cakes, snacks and other wonderful goodies were consumed by all. It was another successful show for the preschool class of 2016.
This play was directed by Amy Hoagland and Organized by our Preschool Director Becca Lotane. Congratulations go to Becca also as this performance was Becca’s 10th Preschool Christmas play. A terrific job ladies and a great time was had by all.
Wishing you all a merry Christmas and a happy and healthful 2017.